Disclaimer & Terms of Use

Earnings Call Analyzer ("the Service") provides AI-generated analysis for INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY. The content, analysis, trade ideas, price targets, options strategies, risk assessments, and all other information provided through this Service do NOT constitute: • Financial advice • Investment advice • Trading advice • Tax advice • Legal advice • Any other form of professional advice The information provided should not be construed as a recommendation to buy, sell, hold, or otherwise trade any securities, financial instruments, or other assets. Nothing contained in our analysis constitutes a solicitation, recommendation, endorsement, or offer by the Service or any third party to buy or sell any securities or other financial instruments.

This Service utilizes artificial intelligence (AI) to generate analysis of earnings call transcripts. Users should be aware of the following inherent limitations: • AI systems can and do make mistakes, including factual errors, mathematical errors, and logical errors • AI may misinterpret context, tone, sarcasm, or nuanced language in transcripts • AI analysis is limited to the information provided in the transcript and cannot account for information outside that document • AI may generate plausible-sounding but incorrect or misleading analysis • The AI does not have real-time market data or access to information beyond its training cutoff • Pattern recognition by AI may identify correlations that do not reflect actual causation • AI-generated trade ideas, price targets, and risk assessments are hypothetical and speculative We make no representations that the AI will produce accurate, complete, or useful results for any particular purpose.

We make no representations or warranties of any kind, express or implied, regarding: • The completeness of any analysis or information provided • The accuracy of any analysis, data, statistics, or conclusions • The reliability of any signals, patterns, or insights identified • The suitability of any information for your specific investment objectives • The timeliness or currency of any information provided • The fitness for any particular purpose All information is provided "AS IS" without warranty of any kind. Any reliance you place on such information is STRICTLY AT YOUR OWN RISK. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Service.

IMPORTANT: All investments involve risk, and past performance does not guarantee future results. • You may lose some or all of the money you invest • Investment values can fluctuate dramatically in short periods • Markets are inherently unpredictable and can be affected by numerous factors • Historical patterns and performance are not indicative of future results • Leverage, options, and other derivatives can amplify losses • Currency fluctuations may affect the value of international investments • Market liquidity can impact your ability to execute trades at desired prices • Company fundamentals can change rapidly and without warning You should carefully consider your investment objectives, level of experience, and risk appetite before making any investment decisions. Do not invest money you cannot afford to lose.

By using this Service, you acknowledge and agree that: • All investment decisions are made at your own risk • You are solely responsible for your own investment research and due diligence • You will not make any investment decision based solely on information from this Service • You understand that the analysis provided is AI-generated and may contain errors • You will seek advice from qualified professionals before making investment decisions • You are solely responsible for any gains or losses resulting from your investment decisions • You release the Service from any liability for your investment outcomes The Service is not responsible for any investment decisions you make, regardless of whether those decisions were influenced by information obtained from this Service.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE SERVICE, ITS CREATORS, OPERATORS, AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR: • Any indirect, incidental, special, consequential, or punitive damages • Any loss of profits, revenue, data, or business opportunities • Any loss of investment capital or investment returns • Any damages arising from your reliance on the analysis provided • Any damages arising from errors, omissions, or inaccuracies in the analysis • Any damages arising from interruption or unavailability of the Service • Any damages arising from unauthorized access to your data or account This limitation of liability applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if the Service has been advised of the possibility of such damage. Some jurisdictions do not allow the exclusion of certain warranties or the limitation of liability for certain types of damages. In such jurisdictions, our liability will be limited to the greatest extent permitted by law.

IMPORTANT REGULATORY DISCLOSURE: • We are NOT registered investment advisors with the SEC, FINRA, or any other regulatory body • We are NOT broker-dealers or financial planners • We do NOT hold any securities licenses • We are NOT qualified to provide personalized investment advice • We do NOT know your personal financial situation, risk tolerance, or investment objectives • We do NOT take into account your individual circumstances when generating analysis • We make NO suitability determination for any investment or strategy Our Service provides general information only and does not take into account your personal objectives, financial situation, or needs. Before acting on any information provided, you should consider the appropriateness of the information having regard to your objectives, financial situation, and needs, and seek professional advice from a licensed financial advisor.

FORWARD-LOOKING STATEMENTS: This Service may contain forward-looking statements, including but not limited to: • Projections of future performance • Price targets and forecasts • Expected market movements or trends • Anticipated company performance or results • Potential catalysts or events These forward-looking statements are based on current expectations and assumptions, which are subject to significant risks and uncertainties. Actual results may differ materially from those expressed or implied in any forward-looking statements. PAST PERFORMANCE DISCLAIMER: Past performance is not indicative of future results. Historical patterns, precedents, and performance discussed in this Service: • May not repeat in the future • Should not be relied upon as predictors of future performance • Are provided for educational purposes only • Do not account for all market conditions or variables